Pembroke Pines Homeowner Says Insurer Refused to Pay for Hurricane Damage

A Pembroke Pines homeowner is suing an insurance company, alleging breach of contract.

The man filed a complaint March 23 in Broward Circuit Court against Universal Property and Casualty Insurance Company, alleging failure to provide coverage after a hurricane.

According to the complaint, on Sept. 10, 2017, the man sustained damaged property and repair costs when his property was substantially damaged by Hurricane Irma while his insurance policy was in full force and effect. However, the suit says, despite the man’s efforts to perform all obligations to recover under the policy, Universal Property has refused to provide coverage for his claim.

The man claims that Universal Property and Casualty Insurance has refused to pay to replace and/or repair the full amount of damage to his dwelling, and forced him to retain and pay for an attorney’s services in bringing legal action.

Hurricane Irma was the largest storm to hit Florida since Hurricane Andrew in 1992. With mandatory evacuations and 185 mph winds, the aftermath of this storm left many homes and properties destroyed. Our Florida Hurricane Insurance Attorneys at Whittel & Melton know that even if you have homeowners insurance and did everything in your power to protect your home, insurance companies may still refuse to payout for damages. We can protect your interests when insurers refuse to pay valid claims.

Most homeowners insurance policies require that you give notice to the insurance carrier immediately after the damage occurs. If you wait too long to contact your insurance company, they could deny your claim because of your failure to act promptly.

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