I think we can all agree that our homes and personal property are important assets. Most Floridians are aware of the risk of living in an area that is susceptible to hurricanes and storm damage, which is why they do all they can to protect their property before a storm and purchase property insurance to cover any potential damage. You have little control over the damage that is done by a storm, despite what insurance adjusters may try and argue.
The following is a list of things you should do to protect your assets in the event a hurricane or storm damages your property:
- Take pictures or videos of your house and personal belongings to show to adjusters so there is evidence of the before and after effects.
- Keep your receipts for expensive items and for anything without a receipt, keep an inventory list. It is helpful to include the model, make, year of purchase and cost. The more organized you are, the better.
- Save all pertinent information in a safe place where it cannot be destroyed by storm damage. It is best to have an electronic copy of this information. Consider emailing it to a friend or family as backup.