ALACHUA COUNTY, FL – A driver was killed when his car crashed in Alachua County early Thursday morning, reports WCJB.
The accident happened on County Road 232 near State Road 45 in High Springs. According to the Florida Highway Patrol, a 23-year-old man was driving a sedan eastbound when the car ran off the roadway onto the north grass shoulder and collided with a tree.
The driver, a Mayo City resident, was pronounced dead at the scene. His name was not released. State troopers said the victim was not wearing a seat belt at the time of the crash.
PINELLAS COUNTY, FL – The Florida Highway Patrol said a car wreck in Pinellas County Tuesday night left one person dead and another hospitalized.
A report by WFTS said that the accident happened along Starkey Road shortly before 10 p.m. According to investigators, a driver lost control of a sedan while speeding northbound and drove off the roadway.
The car struck a wire for a utility pole, then crashed into a block wall, and split in half. The back half of the car hit a tree and two fences before ending up in a home’s backyard.
CITRUS COUNTY, FL – A teenage driver was killed and three other people were injured when their vehicle crashed in Citrus County on Saturday afternoon, according to WTVT.
The accident happened on West Fort Island Trail west of North Seabreeze Point. The Florida Highway Patrol said a 16-year-old boy was driving a Jeep Cherokee eastbound with three passengers when he lost control of the vehicle while going along a curve. The Jeep went off the roadway and overturned multiple times.
The driver and his 7-year-old brother were both thrown from the SUV. The driver was pronounced dead at the scene while the young boy was seriously injured.
OCALA, FL – A single-vehicle accident in Marion County Wednesday morning left a driver dead, WKMG reports.
The Florida Highway Patrol said a man was driving south on Interstate 75 near mile marker 346 in Ocala when the crash occurred at about 2:50 a.m.
An investigation determined that the driver was going at a high rate of speed in his SUV when he went off the roadway and collided with a guardrail in the median. The vehicle went back into the roadway and overturned, and the driver was ejected. The victim, a 26-year-old man from Ocala, was pronounced dead at the scene. Authorities did not disclose his identity.
LEESBURG, FL – Two people were killed in a motor vehicle accident in Leesburg on Wednesday morning, rescue officials said.
In a post on Facebook at 10:41 a.m., Leesburg Fire Rescue said crews responded to the area of US 441 and Sleepy Hollow Road. First responders arrived to find the two victims deceased, while another person was taken to an area hospital with life-threatening injuries. One person refused treatment. The identities of the victims were not immediately released.
All northbound lanes were shut down on US 441 near the scene. Drivers were advised to expect delays and use alternate routes.
OCALA, FL – An elderly man was killed and two others were hospitalized following a three-vehicle crash southwest of Ocala this morning.
According to Ocala-News, the collision occurred at about 7:10 a.m. when the driver of a northbound sedan ran the red light at SW 80th Avenue and State Road 200 and was hit by the front end of an SUV as it entered the intersection.
The force of the impact rotated the SUV before it was hit by a nearby pickup truck.
DADE CITY, FL – The Florida Highway Patrol said a rollover accident in Pasco County last week left a driver dead.
According to the Suncoast News, the accident happened May 31 on Darby Road near Old Darby Road in Dade City. The FHP said a man was driving eastbound in an SUV at about 3:48 p.m. when he lost control of the vehicle while approaching a curve.
The SUV went off the roadway and onto the north shoulder. When the driver over-corrected, the SUV went back onto the road, onto the south shoulder and overturned multiple times.
LARGO, FL – A car and a pickup truck were involved in a fatal collision at an intersection in Pinellas County, police said.
According to the Tampa Bay Times, the incident happened in the area of Keene Road and Belleair Road in Largo on May 28.
Largo police said the driver of a 2010 Volkswagen Jetta drove through a red light at about 8:40 p.m. and collided with a GMC Sierra pickup truck making a left turn.
Recent studies suggest that about 20% of motorists in the state of Florida are driving around without any insurance. That breaks down to about 1 in 5 drivers operating a vehicle without any insurance coverage.
If you happen to be involved in a car crash with an uninsured driver, then you are left paying for all the damages and expenses of the accident. While you may assume that your auto policy will cover everything, unless you have uninsured motorist coverage (UM), then you could be out of luck.
Florida auto policyholders have the choice of including UM coverage as an optional extra.
What is UM Coverage?
UM coverage protects a policyholder if they are involved in an automobile collision with a negligent party who has no liability insurance. When the at-fault driver’s liability limits have been reached, but there are still costs to be paid, such as property damage or medical expenditures, then UM coverage can bridge the gap in costs.
All motorists in the Sunshine State are mandated to have at least $10,000 in property damage and personal injury protection (PIP) on their auto policy.
Since Florida is a “no-fault” state as well, there may be instances where an accident results in losses that PIP and property damage liability do not cover; uninsured motorist coverage will step in and provide the necessary funding in these cases.
Do You Want Your Policy Stacked or Non-Stacked?
When it comes to purchasing these extra protections on your auto policy, the question comes up as to whether you want these stacked or non-stacked. Most people have no clue what this really means other than stacked costs more money. Our Florida Auto Accident Lawyers at Whittel & Melton want to help you understand why.
When you have your UM coverage stacked this is to provide you with more uninsured or underinsured coverage in the unfortunate event that someone hits you and they have no insurance or not enough insurance to cover all the damages.
Why do they call it stacked? Insurance can be stacked either horizontally (across numerous policies) or vertically (within a single policy). If you have a policy that is different from your auto policy, such as a motorcycle policy, then you can stack those together. If you have multiple vehicles, it becomes a multiplier to your policy and your financial protection is much better than unstacked coverage.
Likewise, if you have stacked insurance, then your UM coverage follows you everywhere. It follows you when you are in your roommate’s car, it follows you in a rental car, it follows you when you are on a school bus, and more, so you are essentially always protected in a car accident. Sometimes when your UM coverage is non-stacked, coverage can be limited to just the vehicles on that policy, and you do not want that to happen when you are in a bad accident with somebody that has no insurance or not enough insurance. Continue reading
LEESBURG, FL – A collision in Leesburg last week left one person dead and two others injured, according to police.
A report by the Leesburg News states that the accident happened on U.S. Highway 441 at Perkins Street on Wednesday morning.
Investigators said the driver of a 2007 Chevrolet sedan was headed north on Highway 441 at 11:39 a.m. When he attempted to turn left onto Perkins Street, he collided with a 2011 GMC pickup truck.
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